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Monday, July 12, 2021

Top 10 instant personal loan giving app

टॉप १० इंस्टेंट पर्सनल लोन देने वाला ऐप

1.  मनीटैप

MoneyApp भारत की पहली एप्लिकेशन आधारित क्रेडिट लाइन है। इसकी सबसे अच्छी बात यह है कि इसका उपयोग न करने की सुविधा है, जो इसे क्रेडिट लेने के लिए और अधिक किफायती बनाती है। इस सुविधा के लिए धन्यवाद, आप केवल उपयोग की गई राशि पर ब्याज का भुगतान करते हैं। यह एक व्यक्तिगत ऋण एप्लिकेशन है जो ग्राहकों को एक लाइन ऑफ क्रेडिट प्रदान करता है, जो तत्काल ऋण या क्रेडिट कार्ड की तरह काम करता है। मनीएप अनिवार्य रूप से लचीली ब्याज दरों वाली एक पैसा बनाने वाली कंपनी है, जो वर्तमान में दिल्ली एनसीआर, मुंबई, बैंगलोर, हैदराबाद और चेन्नई के साथ-साथ भारत के 30+ शहरों में ग्राहकों की सेवा कर रही है। मनी का पानी पर्सनल लोन 2.0 कैसे काम करता है, यह समझने के लिए आइए एक काल्पनिक उदाहरण पर एक नज़र डालें: अर्जुन को मनी ऐप के साथ 1 लाख रुपये की क्रेडिट लाइन की अनुमति है, लेकिन केवल 50,000 रुपये का उपयोग करता है। अगर उन्होंने पारंपरिक पर्सनल लोन लिया होता तो उस दिन से पूरे 1 लाख पर ब्याज वसूला जाता।

 लेकिन, मनी विद पी के साथ, उसके द्वारा उपयोग की जाने वाली राशि (000 50,000) पर ही ब्याज लिया जाएगा। मनी ऐप के साथ: 1 साल के बाद भुगतान मान लें, 13% ब्याज दर, ऋण राशि =, 000 100,000, केवल 50,000 का उपयोग किया गया: 50,000 x 13 = 56,500, अर्जुन वर्ष के अंत तक 56,500 का भुगतान करेगा। पारंपरिक व्यक्तिगत ऋण के साथ: 13% ब्याज दर, ऋण राशि = ₹ 100,000: 100,000 X 13 = 113,000 मान लें कि 1 वर्ष के बाद चुकाई जाने वाली राशि, अर्जुन वर्ष के अंत तक 3 113,000 का भुगतान करेगा

2.  पेसेंस

Founded by Sayalikaranjkar and Prashant Ranganathan, Patience is an instant money app that offers instant cash loans online. You can use a phone or laptop to verify the eligibility of your loan, submit your KYC details and apply for a loan, get approval within 5 hours. Company loans Loans up to Rs 5 lakh are offered online personal loans and you can use anywhere from ₹ 5,000 up to your full approval limit at a time. Patience also offers an EMI calculator, through which you can check how much you can pay each month.

3. Dhani

Dhani has done popular marketing as a phone se loan application, instantly disbursing the loan amount to your bank account. You can apply for a personal loan anytime, anywhere. You can get a loan of up to Lakh 15 lakh immediately at an interest rate starting from 12%. You can download Dhani Loan application for free, enter your Aadhaar card number, your loan amount and get the loan amount in your account instantly.

4. IndiaLends

Indialands is one of India's cash loan applications for instant personal loans, credit cards and non-credit fee credit reports. Indialands offers inst online personal loans with the best interest rates and disburses loans within 48 hours. India Lands' Instant Loan application in India makes extensive use of data and technology to improve workflow and risk assessment so that the loan disbursement process remains efficient, short and easy.

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5. KreditBee

CreditB is an instant personal loan application for young professionals. You can get a loan of up to Lakh 1 Lakh. The loan process is 100% online. Delivery is made within 15 minutes, and the amount is credited directly to your bank account.


Nira is a fintech company that gives a line of credit to salaried professionals in India. The personal loan offered to you is in the form of a line of credit, with a credit limit ranging from 3,000 to 1 lakh. The term of the loan is from 3 months to 1 year. You can withdraw at least ₹ 5,000 each time. The interest on the loan amount depends on how much you borrow and when you repay the loan.

7. CASHe

Cash is an application-based digital lending platform that offers short-term personal loans for a variety of financial needs, but only to salaried individuals. You need to provide documents like salary slip, bank statements, address proof and PAN card, all of which can be uploaded through the cash loan application when applying for a loan. You can also check loan online loan eligibility and interest rate using a quick calculator. Approved loan amounts can range from 5,000 to Lakh days, ranging from 15 days to 6 months. Payment can be made every month by bank transfer or check deposit.

8. Capital First Limited

Capital First's instant loan application in India is a one stop solution for most of your financing needs. Your loan online loan application is approved within 2 minutes. The company provides a flexible repayment period of 1 to 5 years for loan amounts ranging from Rs 1 lakh to ₹ 25 lakh. If you are an existing customer, you can easily access your loan account details, statement details and service requests. You can also check your outstanding balance and your payment dates.

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9. Credy Technologies

Credit is one of the fastest loan applications in India that offers personal loans on personal terms. With no hidden costs, no collateral or guarantee required, fast and online processing and acceptance of low CIBIL scores, credit is easy, fast and low cost. The company provides a loan period of 3 to 15 months for an amount ranging from ₹ 10,000 to Lakh 1 lakh. Interest rates start at 12% per annum. You can use Credit for quick cash loans, lifestyle enhancement, refinancing loan and credit card bills, and credit education - for yourself or your children.

List of the best instant personal loan apps in India:

AppInterest Rate (per month)Minimum & Maximum Loan AmountApp Rating (Out of 5)Download App
मनीटैप MoneyTap1.08-2.03%₹ 3,000 – ₹ 5 Lakh4.3

Download App

Apply on Website
पेसेंस PaySense1.08 – 2.33%₹ 5,000 – ₹ 5 Lakh4Download App
इंडियाबुल्स धनी Dhani1 – 3.17 %₹ 1,000 – ₹ 15 Lakh3.9Download App
IndiaLends IndiaLends0.9 – 3 %₹ 15,000 – ₹ 50 Lakh4.5Download App
क्रेडिटबी KreditBee2 – 3%₹ 1,000 – ₹ 1 Lakh4.5Download App
IndiaLends NIRA1.5 – 2.5%₹ 3,000 – ₹ 1 Lakh4.1Download App
नकद CashEStarts from 1.75%₹ 5,000 – ₹ 2 Lakh4.2Download App
नकद Capital First Limited1.16 – 1.33%₹ 1 Lakh – ₹ 25 Lakh4.4Download App
श्रेय Credy1 – 1.5%₹ 10,000 – ₹ 1 Lakh4.1Download App
मनी व्यू Money View1.33 – 2%₹ 10,000 – ₹ 5 Lakh4.3Download App
प्रारंभिक वेतन Early Salary2 – 2.5%₹ 3,000 – ₹ 2 Lakh4.2Download App
अनुसूचित जाति SmartCoin2.5 – 3%₹ 1,000 – ₹ 25,0004Download App
अनुसूचित जाति Home Credit2.4 – 3.3%₹ 10,000 – ₹ 2 Lakh4.2Download App
अनुसूचित जाति LazyPay1.25 – 2.6%₹ 10,000 – ₹ 1 Lakh4.2Download App
किसी भी समय ऋण AnyTime Loans1.5 – 4.5%₹ 1,000 – ₹ 10 Lakh3Download App
किसी भी समय ऋण mPokketStarts from 3.5%₹ 500 – No Max. limit4.5Download App
फ्लेक्स वेतन FlexsalaryUp to 3% per month₹ 4,000 – ₹ 2 Lakh4.1Download App
बजाज फिनसर्व Bajaj FinservStarts from 12.99%Up to ₹ 25 Lakh3.9Download App
रुपया उधार Rupeelend3 – 30%₹ 10,000 to ₹ 1,00,0003Download App
बजाज फिनसर्व PayMeIndia2 – 6%₹ 1,000 to ₹ 1,00,0004Download App
लोनटैप LoanTap1.5 – 3%₹ 50,000 to ₹ 10,00,0003.2Download App
स्टाशफिन StashFin1 – 5%₹ 500 – ₹ 5,00,0003.4Download App
Data Source: Google Play Store and respective apps’ websites.

10. Money View

With the Money View Personal Loan app, you can get a personal loan in just 2 hours. Whether you want to rebuild your home, buy an expensive ride or cover your wedding expenses, a personal loan from Money View is completely paperless, fast, easy and flexible. Money view loans range from 10,000 10,000 to Lakh 5 million. Payment terms are flexible and range from 3 months to 5 years.

11. Early Salary

In the end, fintech startup Early Allari is making waves in India with its financing methods. Its personal loan application allows an easy and fast way to get an instant loan. The loan amount limit from 2% per month at interest rate is up to Lakh 2 lakhs.

12. SmartCoin

Smartcoin is a fintech company that offers its customers a user-friendly and scalable lending platform with a mission. It is a personal loan application in India that provides instant loans to individuals looking for short term personal loans. Use its Mini Loan app to get loans from Mini 1,000 to 25,000. The company provides all profiles without any minimum limit on salaries unlike support executives, business owners, salaried professionals, managers, stay-at-home moms, teachers and other personal loan applications.

13. Home Credit

Home Credit India is part of the International Home Credit Group with a presence in ten countries in Europe and Asia. The India chapter started in 2012 and is already working in more than 60 cities in 15 states. The personal loan application allows for personal loans up to ₹ 2 lakh with a repayment period of 9 months to 4 years. Instant loan application in India makes financial services easy, transparent and easily accessible to you.

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14. LazyPay

Lazip is powered by Payu. You need to enter your mobile number to find out the eligibility of your personal loan. With quick approvals and secured loan online loan application process, Lazipa disburses 1 million + loans per month. Its main inings furings include a pocket-friendly EMI, which is an instant personal up to Lakh 1 lakh through a simple digital process with minimal documentation.

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15. AnyTime Loans

कोई भी समय ऋण (ATL) वेतनभोगी व्यक्तियों और स्व-नियोजित पेशेवरों को ऑन-डिमांड, तत्काल, 24 × 7 ऋण प्रदान करता है। इसके व्यक्तिगत ऋण आवेदन के माध्यम से ऋण प्रक्रिया 100% कागज रहित, संपर्क रहित और घर्षण मुक्त है। ATL भारत में असुरक्षित व्यक्तिगत ऋण, K12 शिक्षा ऋण, व्यवसाय ऋण आदि प्रदान करता है, बिना किसी भौतिक दस्तावेज़, संपार्श्विक या गारंटर के।

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